T.R | Title | User | Personal Name | Date | Lines |
---|
16.49 | | VOGON::ATWAL | Dreams, they complicate my life | Fri Feb 02 1990 12:07 | 13 |
16.50 | Let the excess take the strain. | HEAD::BOPS_RICH | What Ho !, Holsten brewery yet? | Fri Feb 02 1990 15:29 | 5 |
| Make sure you get the quote with the excess - it can make alot of
difference. My excess is #150, but my group 6b GTI is #280 fully
comp.
Ric
|
16.51 | | VOGON::ATWAL | Dreams, they complicate my life | Fri Feb 02 1990 15:37 | 7 |
16.52 | | SOLENT::RKE | Meeeooooowwwwww..........GT pussycat | Fri Feb 02 1990 17:17 | 6 |
| >I suppose the high premiums effectively keep young drivers off the road...
>except for the ones driving around without insurance.
High premiums keep young drivers in less sporty cars.
Richard.
|
16.53 | oops... | VOGON::ATWAL | Dreams, they complicate my life | Fri Feb 02 1990 17:37 | 10 |
16.54 | | CHEFS::CLEMENTSD | Public Sector and Telecomms | Thu Feb 08 1990 13:36 | 2 |
| Willis Faber gives discount for Deccies, I get 30% off. See a note
near the end of the conference which gives details.
|
16.55 | That Time of year again..... | FORTY2::NAYLER | Bungie maniac............ | Tue Nov 27 1990 18:31 | 28 |
|
Hi, (wow, its a long time since anyone notes in this topic)
Its that time of year again, time for me to dig deep in my pocket
and insure my car for another year. And of you guys got any suggestions
of places to try for a good value insurance policy....
Here are some details.
Age 25 (in theory should mean cheaper insurance than last year)
NCB FULL (5 or 6 years can't exactly remember, its full and
protected at the moment)
CAR Opel Manta Berlinetta 1.8S
I want a Full comp policy with protected no claims. with a company that will
pay out if the worst should happen.
Any Suggestions on whom to try.
|
16.56 | How does one know good from bad ? | CHEST::RUTTER | Rutter the Nutter | Tue Nov 27 1990 19:03 | 28 |
16.57 | Try the AA | VOGON::MORGAN | Physically Phffftt | Tue Nov 27 1990 19:25 | 1 |
|
|
16.58 | Sun Alliance (via Digital) | CRATE::WATSON | Back to mono | Tue Nov 27 1990 19:40 | 9 |
16.59 | | FORTY2::NAYLER | Bungie maniac............ | Tue Nov 27 1990 20:58 | 10 |
|
I'm interested
I'm interested
Mike who is not a contactor...
|
16.60 | | VOGON::ATWAL | Dreams, they complicate my life | Tue Nov 27 1990 21:05 | 7 |
| i found that the 'swinton ins. co.' to offer the cheapest quote for me
they were as low as some specialised companies (sports, young, etc)
they were quite friendly, took credit cards & allowed me 2 months to pay in the
first place
...art
|
16.61 | some of my insurance 'experiences' | CHEST::RUTTER | Rutter the Nutter | Tue Nov 27 1990 22:00 | 26 |
16.62 | The Insurance Service | SIEVAX::MUMFORD | Don't try to outweird ME!!!!!!! | Wed Nov 28 1990 02:49 | 12 |
|
I just recently took insurance from 'The Insurance Service' - loadsa ads
in the papers - and they took my AA quote from 350 -> 215 guaranteed for
two years. You have to satisfy 6 points - over 25, 50% NCB, 3 years without
claim, 5 years without accident, and sumfink else which I can't remember.
Certainly worth a try - you get a 10 pound M&S voucher if you take up their
offer :-) - also discount for National Recovery and free windscreen cover.
Worth a try???
Andy
|
16.63 | GRE | KIRKTN::LDICKHOFF | | Wed Nov 28 1990 11:41 | 7 |
| re .61 GRE
About 10 months ago I had an accident. The bill went to GRE and that
was it!!! No hassle whatsoever.
Cheers,
Flying Dutchman
|
16.64 | Not Sun Alliance | CRATE::WATSON | Back to mono | Wed Nov 28 1990 11:59 | 9 |
16.65 | Try MGI | KERNEL::HUTCHINGS | Nice Computers Don't Go Down | Wed Nov 28 1990 12:13 | 28 |
| Try MGI in Guildford:
Wey House,
Farnham Rd,
Guildford,
Surrey.
0483-571713
Ask for motor dept.
I've found them to be friendly, courteous and helpful. The service
is spot on. I phoned for a quote, was offered the option of paying
by instalments which I wanted to do..!!..paid the first instalment by using
the flexible enemy, and was covered straight away, the forms were
with me the next day, and once completed and returned the certificate
(not a cover note) and policy were back to me within a couple of
days. As I pay by standing order, when the policy came up for renewal,
a new certificate was mailed to me with no prompting on my part
and the payments remained the same.
As for what they are like when making a claim I cannot say as I
have never had an accident. But judging by the service so far I
would not anticipate any probs.
Give them a call....nothing to lose...
Paul
|
16.66 | | SRUICE::WINNETT | "oui 3 ski - I'd rather be skiing" | Wed Nov 28 1990 12:52 | 8 |
16.67 | | VOGON::ATWAL | Dreams, they complicate my life | Wed Nov 28 1990 13:17 | 18 |
16.68 | Lucky break | CHEST::RUTTER | Rutter the Nutter | Wed Nov 28 1990 14:14 | 7 |
16.69 | You lucky, lucky ........ | PLAYER::KENNEDY_C | | Wed Nov 28 1990 16:40 | 3 |
|
If the UK ever joins Europe, you guys better rethink your budget for
insurance!
|
16.70 | | NEWOA::BROWNM | | Wed Nov 28 1990 20:15 | 6 |
| I have had very good experience of A-plan insurance brokers in Newbury (also
Oxford etc). I have found it extremely difficult to contact the AA by phone
as they are either engaged or don't answer, and I don'r fancy trying to persue
a claim under those conditions.
Mike.
|
16.71 | | LARVAE::MUNSON_P | Bo don't know Basingstoke | Thu Nov 29 1990 15:34 | 5 |
16.72 | CIS effective too. | OVAL::SAXBYM | Teenage Ninja Mutant Teutons | Thu Nov 29 1990 15:37 | 4 |
|
I can also vouch for the fact that CIS are effective as well as cheap.
Mark
|
16.73 | | SPAWN::BRIGHT | Out standing in his field | Thu Nov 29 1990 15:48 | 8 |
|
GRE proved slightly cheaper than Norwich Union for a group 7 car, though
a number of other companies were cheaper still, but without no claims
discount protection (St Catherines 399, GRE 535, NU 582).
I'm impressed with GRE's valuations of used cars.
Steve
|
16.74 | I've just cancelled with the AA | VOGON::MITCHELLE | ......<o-' '42>.... oops.!!! | Thu Nov 29 1990 16:57 | 12 |
|
I know I'm not alowed to say anything bad about a compnay - but...
I have just cancelled my insurance which was taken out through the AA,
and have sent back 7 or 8 cover notes! they have agreed to my demand
that I should get a pro-rata refund for the rest of the insurance
period.......
They may be able to cope with the simple things, - but whaever you do,
don't try changing vehicles!
If you want details, send mail!
|
16.75 | RAC too | ODDONE::AUSTIN_I | Ian Austin of Cust. Serv. | Thu Nov 29 1990 17:08 | 6 |
|
Re. Changing cars. I've had the same trouble with the RAC!
Ian.
|
16.76 | Devious Goings On... | ESDV02::MUDAN | Man-Made Soul... | Thu Nov 29 1990 18:15 | 11 |
|
Me thinks these Insurance Companies/Brokers have become painfully
strict ever since "devious insurance fiddles" were disclosed.
Some clever people were taking out full-cover insurance on a Mini
and a month later informing the Broker that they had changed "it"
to a <enter bigger and expense vehicle here> !
In one case a change from a Mini to Rolls Royce was quoted ! It was
apparently legal !!!
|
16.77 | Increase vehicle, increase premium? | VOGON::MITCHELLE | ......<o-' '42>.... oops.!!! | Thu Nov 29 1990 18:42 | 5 |
|
yes, but the premiums are increased accordingly, aren't they?!
Whenever I've changed vehicles thay always have been, or am I missing
another fiddle?
|
16.78 | What the ... | TRUCKS::BEATON_S | | Wed May 22 1991 12:20 | 7 |
| I have just received my insurance renewal form General Accident.... the
new quote registers a 71.6% increase on my last premium.
The reason... General Accident has had four price increases in the last
year !!
You have been warned...
|
16.79 | | VANGA::KERRELL | Dave Kerrell @RDL 899-5279 | Wed May 22 1991 15:36 | 5 |
| Re.78:
Can we assume you will be shopping around?
/Dave.
|
16.80 | | HAMPS::LINCOLN_J | Where sheep dare | Wed May 22 1991 15:52 | 12 |
| My insurance, when renewed a month or so back, was up some
23%, and I did investigate alternatives but to no avail.
Insurance, particularly captive insurance such as cars and
houses, is a wonderful business where no matter what the
market conditions you just up the price willy nilly.
I am suspicious that big companies tend to milk car and
building insurance when trade in the more optional types
drops off.
-John
|
16.81 | | HUGS::AND_KISSES | I wish I understood... | Wed May 22 1991 19:07 | 6 |
| My last renewal (end of March) was down by ~10% on last year.
I had 10% more NCB this year, so there was no increase through inflation
or other price hikes.
The company is NIG. Check them out...
|
16.82 | | UKCSSE::RDAVIES | I can't tryp for nots | Wed May 22 1991 19:59 | 6 |
16.83 | Atleast it was when i worked for them 7 years ago. | UFHIS::TLACEY | Porsche drivers do it with extentions | Thu May 23 1991 14:53 | 6 |
|
RE .81,
National Insurance and Guarantee, is owned by the
one and only Gerald Ronson, Heron corporation.
|
16.84 | | SBPUS4::MARK | The Fox's apartment | Wed May 29 1991 13:27 | 3 |
| > -< Atleast it was when i worked for them 7 years ago. >-
ummm, How long for ? and is that Tim Lacey ?
|
16.85 | About 8 months. | UFHIS::TLACEY | | Wed May 29 1991 14:34 | 3 |
|
Sure is.
|
16.86 | Ouch | RUTILE::GUEST | Someone | Mon Jun 10 1991 13:31 | 18 |
16.87 | | SBPUS4::MARK | The Fox's apartment | Mon Jun 10 1991 14:04 | 16 |
| > I think i may investigate 3rd party.
Check other companies also. What can happen is that an insurance company /
syndicate may decide it is loaded too heavily in that particular area. Therefore
they may load this area to lose business, but still remain competitive in all
other areas.
The point being, you can't judge a company's price economy in one area by it's
performance in another. Some companies have trends; like the Norwich Union
doesn't mind american cars, and the NIG is ok for young women on large cars, but
even these can change.
Go to a good broker and ask them to find out.
M.
|
16.88 | | AZUR::CHEQUER | An object of orientation | Mon Jun 10 1991 15:31 | 3 |
| is that with a Full years Grean card ? if so, I think that quite a
good price.
|
16.89 | Contractor's toys are expensive - eh??? ;-) | RUTILE::BISHOP | | Mon Jun 10 1991 16:21 | 9 |
16.90 | Time to get a new car ? | RUTILE::GUEST | Someone | Mon Jun 10 1991 17:08 | 16 |
16.91 | | RUTILE::GUEST | Someone | Mon Jun 10 1991 17:09 | 13 |
|
What annoys me, is that insurance companies in France are 50%+ cheaper
than the UK. Why ?
re .87
There is still only GRE doing a full years green card (unless you have
an existing policy with NU).
Unless someone knows different.
Nigel
|
16.92 | | SBPUS4::MARK | The Fox's apartment | Mon Jun 10 1991 17:13 | 3 |
|
Dunno what it would cost, but the AA do a green card that is seperate and in
addition to your normal car policy. Might be worth asking them.
|
16.93 | | RUTILE::BISHOP | | Mon Jun 10 1991 18:34 | 10 |
16.94 | i saved a bit | PAKORA::KANDERSON | Get in Ghia | Mon Jun 10 1991 23:38 | 5 |
16.95 | Some competition at last? | PLAYER::BROWNL | It runs!!!! | Tue Jun 11 1991 13:16 | 8 |
| Nigel,
I've just had a quote from St. Catharine's *with* 1 year green card.
No, I'd never heard of them before either, but they do offer rates
competitive with GRE and NU. Mail me if you need details of how to get
to them (ie. my broker's number).
Laurie.
|
16.96 | They're ok | SBPUS4::MARK | The Fox's apartment | Tue Jun 11 1991 16:07 | 7 |
| > I've just had a quote from St. Catharine's *with* 1 year green card.
> No, I'd never heard of them before either, but they do offer rates
> competitive with GRE and NU. Mail me if you need details of how to get
> to them (ie. my broker's number).
I have, St Catherine's Motor Policies at Lloyds. A fair policy, slow claims
service and no leeway with policy cover.
|
16.97 | | ROCKY::QUICK | Comics? Pffffffffttttttt! | Tue Jun 11 1991 16:14 | 6 |
|
I've been insured for St Catherines for 3 years, made one claim
(they paid in 8 weeks), and think they're ok. They are also
v. good for those with DR convictions btw (like me)...
JQ.
|
16.98 | :-) | SHIPS::ALFORD_J | an elephant is a mouse with an oper. sys. | Tue Jun 11 1991 18:44 | 5 |
|
> v. good for those with DR convictions btw (like me)...
You get convicted for being a Doctor ???
|
16.99 | p.s. I've taken it ! | RUTILE::GUEST | Someone | Thu Jun 13 1991 16:10 | 13 |
16.100 | | SBPUS4::MARK | The Fox's apartment | Thu Jun 13 1991 17:23 | 25 |
|
> Shurely shome mishtake ?
Prob. not. In a composite company they tend to be very stable and don't change
their market particularly from one year to the next. A Lloyds syndicate tends to
be more volatile in what it wants to accept, is allowed to accept and does
accept.
If a Syndicate decides that it's business in Market X (young drivers, say) is
too high, they will instantly double their rates for anyone under 25. This will
mean that they will get no young driver new business and very little young
driver renewal. If they do get it, they don't mind because their premiums are so
high, it is worth their while. It also works the other way. If there is an area
of business that the syndicate feels it can make loads of dosh at and in which
it is not particularly heavily loaded at the moment, then it will halve it's
rate.
This has always been one of the difficulties for a broker and a large reason for
the survival of all the computerised quotation systems. It is very difficult to
keep a handle on the market with the speed with which the Loyds part changes.
The effect as far as your concerned is that this year it is a very economical
premium, by your next renewal it could be the worst premium on the market.
M.
|
16.101 | | MCGRUE::FRENCHS | Semper in excernere | Thu Jun 13 1991 19:47 | 5 |
16.102 | | SBPUS4::MARK | The Fox's apartment | Thu Jun 13 1991 19:55 | 5 |
|
>and find out what group it is in.
It doesn't matter. The group changes from organisation to organisation and the
difference between each group alters greatly.
|
16.103 | Dynamic grouping | MCGRUE::FRENCHS | Semper in excernere | Fri Jun 14 1991 12:32 | 6 |
| I realise that Mark, thanks. My brokers said that they had found another
insurer (sp?) that put the Landy into a group 2 (or 1 even ?), currently it is
a group 4. They are currently looking into this and will ring me back. I wonder
how much less it will be if they do drop the grouping.
Simon
|
16.104 | | CHEST::RAWSON | Fnarr! Fnarr! | Fri Jun 14 1991 12:47 | 10 |
16.105 | | MCGRUE::FRENCHS | Semper in excernere | Fri Jun 14 1991 13:02 | 9 |
16.106 | Another inexpensive one | STRIKR::LINDLEY | Strewth mate..... | Fri Jun 14 1991 14:18 | 19 |
16.108 | | SHAWB1::HARRISC | Not very nice at all | Mon Jun 17 1991 17:39 | 4 |
| Re -1
Have you tried the lease scheme?
|
16.109 | | SBPUS4::MARK | The Fox's apartment | Mon Jun 17 1991 17:58 | 8 |
| Look for any broker that is advertising a Lloyds contact and they should be able
to help you. As a guide, most of the Bennetts offices should be able to help.
Also people like Sheltons, JW Francis used to be able to help.
Bennetts would be your best bet though. They'll screw you for evey penny they
can get form you, but they do know what they're talking about.
M.
|
16.110 | Takes me back a bit.... | RUTILE::GUEST | Someone | Thu Jun 20 1991 17:30 | 18 |
16.111 | | TIMMII::RDAVIES | I can't tryp for nots | Fri Jun 21 1991 16:36 | 9 |
| >> <<< Note 16.110 by RUTILE::GUEST "Someone" >>>
>> -< Takes me back a bit.... >-
>> I wonder what it looks like now ;-)
If you want to remember what it LOOKED like, Martin Smith say's he
still has the pictures!.
Richard
|
16.112 | Makes me quite sentimental :-) | RUTILE::GUEST | Someone | Fri Jun 21 1991 16:43 | 10 |
|
I've still got a dozen or so piccies, including some that Martin hasn't
seen (discovered in an old film).
Also 2 18 inch pins and one or two scars.
It's just the thought of it covered in rust and falling apart. :-(
It deserves better than that.
Nigel
|
16.113 | I'm a happy chappy! | RUTILE::BISHOP | | Wed Jun 26 1991 14:15 | 16 |
| I've just had my renewal notice...
What used to be a 6300ffr policy turned into a 4146ffr policy (not bad for 1
years extra NCB! ;-)) and it's been described as a "Fully Comprehensive Policy
with Natural Disaster on Only Driver" cover.
The actual premium is 11462ffr with 5043ffr reduction for "Only Driver" and a
further reduction of 3338ffr for 4 years NCB.
The car is a 2.5i Jeep Wrangler Sahara Soft Top (extra high security model ;-))
and i'm a very happy 20 going on 21 year old. Anyone have any ideas on what the
premium would be in the UK? I daren't call any brokers... ;-)
Regards,
Lewis.
|
16.114 | You think you got probs. | SAC::ADAMS_R | | Mon Apr 13 1992 17:46 | 8 |
| My first quote (when I was finally able to find a company that would
give a quote) for my '87 Cosworth was #8600.00. I am 26, had a minor
nose to tail last year and only arrived in the UK 3 months ago. My
mkII RS2000 which is considered a high risk vehicle back home cost
A$220 for a years comp. It seems car theft is one of the UK's major
industries.
Raymond :^(
|
16.115 | A sad state of affairs indeed... | BELFST::FLANAGAN | Bread + Fire = Toast | Mon Apr 13 1992 17:53 | 3 |
| What are you going to do ? Sell the Cossie ?
Gary.
|
16.116 | You said how much ?? | TRUCKS::BEATON_S | I Just Look Innocent | Thu Apr 30 1992 17:09 | 12 |
16.117 | Paying to have your car stolen/burned/vandalised | ALBURT::LEWIS | | Wed May 20 1992 20:19 | 11 |
| I'm currently in the process of getting insurance quotes for my car,
and have come across a new feature in all the insurace quotes that I
have had so far. You now have to pay to have your car nicked!!
Insurance companys in a moment of wisdom have decided to place a
excess of approx 100 pounds to apply to all Fire or Theft claims. This
seems redicules to me, who in thier right mine wants to have their can
nicked, and why should I pay for having the hassels of my car being stolen,
when I left it lock, etc in a security monitored car park. Seem like a
rip off to me. But what do you think?
Neil
|
16.118 | | WELLIN::NISBET | Let me see that Hymn sheet ... | Wed May 20 1992 21:25 | 6 |
| We've just come across this too. I believe some Insurance Companies are
intending to waive this if the customer has a car alarm fitted. Does anyone
know any more?
dougie
|
16.119 | | FUTURS::WATKINS | Milky, Milky. Lovely | Thu May 21 1992 16:06 | 13 |
| > seems redicules to me, who in thier right mine wants to have their can
> nicked,
A little naive ? How about anyone (criminally minded) who was crashed their car
and written it off. Unfortunately with TPF&T cover they will not get it repaired
or payed for, unless of course it was "stolen".
Or someone who blows an engine or can't afford the repayments etc etc etc.
I would imagine that this would represent quite a saving for them. Lloyds
syndicates have been applying All Sections Excesses for years.
M.
|
16.120 | | ESBS01::RUTTER | Rut The Nut | Wed May 27 1992 21:14 | 22 |
| Someone in our project team currently drives an Alfa Spider, but
is soon to purchase a TVR Griffith (b*st*rd ;-), so he got some
insurance quotes.
Most companies wanted a number of thousands (more than one), but
upon speaking to a 'TVR Specialist', he got a quote of about 900 quid.
Since the car isn't due for a couple of months and his Alfa insurance
is up for renewal, he called the broker as he thought it would be
easier to insure the Alfa through them and subsequently change the
car on that same policy. This involves two months cover on the Alfa,
with the remaining 10 on the TVR. The premium ? 1300 pounds !!!
BTW, best quote for a year on the Alfa was just below 700 pounds.
What would you rather drive ?
J.R.
PS reason for higher premium is that the company has 'offers' on
TVRs (as they claim to be a specialist with the make of car),
but don't get these discounts for Alfas...
|
16.121 | | ESBS01::RUTTER | Rut The Nut | Mon Jun 08 1992 17:09 | 16 |
| Out of interest, I checked on an insurance quote for the kit car that
I am soon to build, just to get an idea of what I will have to pay.
For those that don't know of it, it is a two-seater with a spaceframe
type of construction having fibreglass bodywork and will have a
3-litre V6 engine from an Alfa Romeo 164 (exec motor) fitted midships.
This particular kit is more commonly fitted with a 2-litre engine
from a Lancia Beta, so I am looking at considerably more performance.
So, the quote that I got was ?
Five Hundred and Seventy Five Pounds, fully comp, no limited mileage.
That is a good thousand pounds less than I'd expected ! Great, eh ?
J.R.
|
16.122 | Maybe we should all get one! :^) | NEWOA::SAXBY | Vote for Perot : He's got $3B! | Mon Jun 08 1992 17:12 | 4 |
|
You sure that wasn't for a day?
Mark
|
16.123 | Quote was from Graham Sykes Insurance | ESBS01::RUTTER | Rut The Nut | Mon Jun 08 1992 17:24 | 10 |
| >> -< Maybe we should all get one! :^) >-
Only if I get commission on your purchases ;-)
I must say that I would expect insurance for the Alfa 164 to cost more
than I was quoted for this kit. Only makes me wonder if it is a 'good'
insurance policy, or one which is only useful from a legal point of
view, perhaps being of no use if a claim arose ?
J.R.
|
16.124 | Cheaper than a GM Repmobile! | NEWOA::SAXBY | Vote for Perot : He's got $3B! | Mon Jun 08 1992 17:34 | 13 |
|
Most of the quotes I got for my 4 pot GM repmobile were more than that,
so I'd be AMAZED to find a V6 Alfa being cheaper, so I reckon you're
getting cover for much less than a 164.
I suppose they consider the average kit builder will take more care of
his car than Mr Maestro-Escort-Astra man, but it doesn't sound
incredibly cheap. Read the small print carefully, but if it looks ok,
you'll be a fool to refuse it!
One thought, is it an agreed value cover?
Mark
|
16.125 | Insuring Kit cars aint so bad. | MARVIN::LEWIS | | Mon Jun 08 1992 17:40 | 8 |
|
I got some premature kit car insurace quotes in the early days of
building my Mirage Countach. (V8, + funny cams, carb etc etc). Can't
remember exactly what it came to, but I was pleasantly surpirsed; it
cost only a little more that it costs me to insure my Audi. (about 450
quid.)
Martyn.
|
16.126 | | SUBURB::THOMASH | The Devon Dumpling | Mon Jun 08 1992 17:57 | 12 |
|
NG TC 3.5 V8, fibreglass on MGC running gear
250 quid for Dave and myself.
0-60 in about 3.5 seconds
limited 7,500 miles
Heather
|
16.127 | | ESBS01::RUTTER | Rut The Nut | Mon Jun 08 1992 18:10 | 18 |
| >> One thought, is it an agreed value cover?
I didn't think to specifically ask for this, but I was asked for
the value of the completed vehicle and put it at over 30,000 pounds.
I asked as to the possibility of cover for the kit during the
build stage, as this is offered by some companies. First question
then was how much the components would be worth. Upon answering
that it would start at about 8 grand, increasing with time, I was told
that this cover would not be readily available. This is because
'build insurance' is usually sold on the basis that the insurance
company will get the subsequent vehicle insurance. The company
which provide the quote of 575 pounds did not provide this extra.
I'll just have to put better locks on the garage, and look into the
wording of my house contents policy ! (fat chance there I should think)
J.R.
|
16.128 | A watermark... | SUBURB::TAFF::Wob | Robert Screene, UK Finance EUC | Mon Jun 08 1992 18:16 | 22 |
16.129 | Extremely limited milage insurance | MARVIN::LEWIS | | Mon Jun 08 1992 19:59 | 6 |
|
I got build-up insurance for my heap. I just got the renewal notice
today - 150 quid just to sit on its arse in my garage.
Depressed of Camberley.
|
16.130 | | ESBS01::RUTTER | Rut The Nut | Mon Jun 08 1992 20:53 | 6 |
| >> I got build-up insurance for my heap.
I guess I could find out what 'heap' you are building by reading
through the kit car notes, but save me the trouble, what is it ?
J.R.
|
16.131 | | MARVIN::RUSLING | Dave Rusling REO2 G/E9 830-4380 | Mon Jun 08 1992 21:17 | 13 |
|
It's a Countach,
anyhow, I pay 180 pounds a year, fully comprehensive, milage limited
to 6000 (easily enough, but extensible anyhow) on the Marlin
(1.6 GT, decent exhaust, ignition, Weber). I've no idea how
fast it is 0-60, but it's quicker than the XR2 I had and handles
much better. (Or will again, once I replace the front springs
and shocks)...
Dave
Oh, I'm 34 and married.
|
16.132 | Driving ain't fun no more | ARRODS::BARROND | Snoopy Vs the Red_Barron | Wed Jun 10 1992 17:59 | 24 |
16.133 | Pah! | NEWOA::SAXBY | Vote for Perot : He's got $3B! | Wed Jun 10 1992 18:04 | 9 |
|
More BM Bullshit! :^S
Mark
PS As usual, though, the groups don't mean much. The RS 2000 Escort is
in a higher group than the Sierra Cosworth (?!?), but the latter costs
double to insure! Again these details are from A&M - Last weeks, I
guess.
|
16.134 | A GOOD INSURANCE QUOTE REQUIRED? | YUPPY::MACMILLANA | | Fri May 07 1993 18:17 | 16 |
| I recommend my insurers. When I got quotes on my Senator 3.0 CDi Auto
the highest was #999 the lowest #472. So I picked the lowest (!) which
was from:-
Preferred Direct of Camberley.
If you want a no obligation quote from them then phone 0800 850 750
it will not cost you anything except 5 minutes of your time and it
might save you money (as it did me).
Please quote my name as your referral
A. MACMILLAN Policy No. 137 273 (I will get an acknowledgement)
|
16.135 | | YUPPY::CARTER | Windows on the world... | Fri May 07 1993 21:14 | 4 |
| Whats an acknowledgement?? Cash? Gift?
Xtine
|
16.136 | Beware of Greeks bearing gifts :-) | ARRODS::BARROND | Snoopy Vs the Red_Barron | Wed May 12 1993 17:48 | 12 |
|
> Whats an acknowledgement?? Cash? Gift?
>
>
> Xtine
A discount when you next renew.
Preferred also prefer vehicles with no more than 5 seats.
Dave (7 seat Espace owner)
|
16.137 | | KIRKTN::SNEIL | | Mon Sep 20 1993 16:41 | 18 |
|
I have 5 penalty points for undue care and attention.My Insurance cost
400 quid (fully comp) with direct line.So I thought I'd phone
Churchill and omit my points just to see what sort of quote I'd get.
Info I gave
Car:1.0 88 Metro
Age 24
Driving for 5 years
2 years no claims
Value of car:1500
Quote they gave me.....
623 quid !!!! Who's there chairman....Dick Turpin
SCott
|
16.138 | | NEWOA::DALLISON | Frequently Challenged | Tue Sep 21 1993 04:07 | 6 |
|
I rang up and asked for a quote on a car and they said they would call
me back. They didn't. I waited two days and rang them again and they
said "Sorry, we won't insure a 22 year old in that car".
It was only a Frontera; Not exactly a boy racer mobile.
|
16.139 | | PETRUS::GUEST_N | An innocent passer-by | Fri Jul 08 1994 15:18 | 12 |
|
Anyone got any experience lately of trying to get a 1 year green card
out of the insurance companies ?
Who's looking the cheapest ?
It would be for Germany, where apparently you cannot insure a UK car
without first registering/taxing it. Unless anyone know different.
Ta, Nigel
|
16.140 | 3 month green card | RIOT01::STUBBS | | Fri Jul 08 1994 16:28 | 10 |
16.141 | | FORTY2::HOWELL | | Fri Jul 08 1994 18:10 | 16 |
| My dad works in Germany, I can find out who he deals with if you want.
The deal with a car in germany is thus :-
It used to be that if you had a British registered car, you could
keep it in Germany for 6 months, after which you had to import it
or else buy a German registered car.
Thankfully now this has changed slightly. Provided you have a
permanent residence in the UK, you can keep a British registered
car in Germany for as long as you want.
I will try and find out about the green card business when he
next phones!
Dan.
|
16.142 | I dont think they care anymore. | MOEUR8::VIPOND | | Fri Jul 08 1994 18:29 | 10 |
|
I also would have thought that being in the EEC, EU or whatever else
you want to call it, would mean that requiring you to have a green card
when you travel to a foriegn country was illegal, since other countries
insurance companies do not require you to have them. This I know cos
I had both UK and German reg'd cars at the same time, for conveniance
sake I had German & UK insurance, Germany didn't require Green cards to
travel abroad.
Garry, who's six months ran out about 6 years ago ;-)
|
16.143 | | FUTURS::LONGWY::LEWIS | Imagine being without a Newt | Fri Jul 08 1994 18:33 | 10 |
16.144 | Europe wide directive? | VARDAF::CHURCH | Dave Church@VBE (DTN 828-6125) | Fri Jul 08 1994 18:35 | 11 |
| RE: .141
Dan,
>>Thankfully now this has changed slightly. Provided you have a
>>permanent residence in the UK, you can keep a British registered
>>car in Germany for as long as you want.
Is this a European directive or just for Germany?
Dave
|
16.145 | | PLAYER::BROWNL | A-mazed on the info Highway! | Fri Jul 08 1994 18:40 | 9 |
| Nowadays, one automatically gets the local legal minimum insurance by
virtue of being insured in the UK. That means that if you drive a
fully-comp-insured car in say Belgium, you get third-party only whilst
there. A green card means that you can enjoy home-cover, abroad; there
is no requirement for a green card. However, local plod *expect* to see
one, here in Europe it's used as a certificate. GRE and Norwich Union
do it, and St. Peters (used to be St. Katherines) are still doing it.
Laurie.
|
16.146 | Green Card Costs | MOEUR7::NAYLOR | | Fri Jul 08 1994 21:38 | 10 |
| Hi,
I have owned two cars while living here in France, the first a 1.6L
Cavalier (Sold to Gary Vipond a few notes back, the poor fool) which
was insured with Guardian Royal Exchange, for 3rd Party, Fire and theft
with a years green card cost 411 UK pounds (160 without card), the newer
car, a 2.0Ghia Sierra was over 1000 pounds (250 without card). Does anyone
no of a better deal ?
Graham N (for now without a card).
|
16.147 | | BERN01::GOODEJ | Mr Dragon | Tue Jul 12 1994 19:48 | 7 |
|
Well, here in Switzerland you have to go to your insurance agent in
person and say "Please can I have a green card" (in German preferably)
and......
......they give you one - at no EXTRA COST. Of course, the
insurance costs an arm & a leg anyway!
|
16.148 | | PETRUS::GUEST_N | An innocent passer-by | Tue Jul 12 1994 20:31 | 7 |
| Laurie,
Do you have the number of St Peters (nee St Katherines) ?
Ta
Nigel
|
16.149 | | PLAYER::BROWNL | A-mazed on the info Highway! | Tue Jul 12 1994 20:50 | 6 |
| Sorry Nigel, no. but you could ring my mate Robin Belsom at Colin Ryan
on 0473-232277. It was he who arranged the insurance for me in the
first place, and who has subsequently arranged insurance for quite a
few ex-pats.
Cheers, Laurie.
|
16.150 | What's next ? Luke, John, Matthew.... | PETRUS::GUEST_N | An innocent passer-by | Tue Jul 12 1994 21:05 | 2 |
|
Ta, St Katherines has now apparently turned into St Pauls.
|
16.151 | Green card insurance | FORTY2::HOWELL | | Wed Jul 13 1994 16:45 | 14 |
| Okay I've found out a bit more now.
If the rules I stated previosuly (16.141) apply to
you, then you do not need green card insurance ie.
you have a permanent UK residence.
My dad says he only knows of one place that'll do
green card insurance, I think he said it was
Guardian Royal ? Hmm, can't remember, I think that's
who he said.
Hope this helps.
Dan.
|
16.152 | | PLAYER::BROWNL | A-mazed on the info Highway! | Wed Jul 13 1994 20:10 | 8 |
| You're correct about not *needing* a green card, *but* over here, the
local plod want and expect one. They're a normal part of insurance
here, not an expensive extra (thank goodness!). They are, in effect,
an insurance certificate. Besides, if your UK Ins Co finds out that
you spend 90% of your time abroad, they'll decide it was an
undeclared material fact. Betchalife on it.
Laurie.
|
16.153 | | FORTY2::HOWELL | | Wed Jul 13 1994 21:14 | 9 |
| Hmm, better warn my dad then!
Or maybe he's just one of thos ignorant sods who thinks he's not going
to have a smack!
Cheers,
Dan.
|
16.154 | | FRSIN::LUXIIBS | | Tue Jul 26 1994 19:29 | 12 |
|
More help required i'm afraid !
Does anyone have a non freephone number for Churchill (their
advertised number is 0800 200 300 which doesn;t work to well overseas).
Many thanks
Nigel (Due to cluster rebuilding noting from a non-personal account)
|
16.155 | +44 and all that... | ESBS01::WATSON | Entropy: chaos at it's best | Tue Jul 26 1994 20:43 | 1 |
| Switchboard 081 313 3030.
|
16.156 | Don't worry, the punters will pay | CHEFS::GROOMN | Beer is Life, the rest is detail | Wed Oct 18 1995 13:36 | 26 |
|
Well, I have just discovered the real reason for inflated insuance
premiums - INCOMPETENCE & SHEER WASTEFULNESS.
Severel weeks ago, my wife was involved in a small collision which
slightly damaged the rear of her car. Had it not been for a neck
injury, she would probably have let the matter be settled by the third
party directly. However, because of this we decided to go through
solicitors & insurance co's. We got the requested 2 quotes for damage
repair (123 & 149 quid) and passed them on to the 3rd party's insurers
(Eagle Star). Not happy with this they told us to go to their own
repairers (Gowrings body shop in Wokingham) who subsequently carried
out the repairs for a total of...........
FIVE HUNDRED AND EIGHTY SIX POUNDS STERLING !!!!!!!!
Yes - 586 pounds
Is it any wonder we punters are subjected to such outrageously inflated
premiums.......
Nev.
|
16.157 | | RIOT01::KING | Mad mushrooms | Wed Oct 18 1995 13:41 | 5 |
|
Go back to 'em and query why your premiums are at the level they are
when they waste cash like that...
Chris.
|
16.158 | | TRUCKS::BEATON_S | I Just Look Innocent | Wed Oct 18 1995 15:41 | 12 |
| I read a report in the Independent at the weekend on motoring insurance
premiums.
One statement actually said that premiums were actually raised a certain
percentage because of the increased competition between insurance companies !
The reason for this was that, on average, only one in every 10 quotes to
prospective customers ends up with an actual motoring policy being issued. The
argument being that the actual punters accepting the insurance quotes, pay for
all the quotes that fail to be taken up.
:-o
|
16.159 | | 42619::GRAHAM | Graham Smith, Solution Support Group | Wed Oct 18 1995 15:45 | 6 |
| I'm sure I remember reading something recently about how insurance
companies can no longer insist on you using a 'recommended repairer',
and that they have to actually tell you that you can use another
repairer, if you wish.
Graham
|
16.160 | | CHEFS::GROOMN | Beer is Life, the rest is detail | Wed Oct 18 1995 16:49 | 7 |
| I wasn't too bothered about who did the repair as long as it was to an
acceptable standard as it was the 3rd party's insurance that was
paying. What amazed me was that they elected to spend 450 pounds more
on the repair than the quotes I had submitted.
Nev
|
16.161 | | 29545::BURDEN_D | A bear in his natural habitat | Wed Oct 18 1995 17:18 | 8 |
| > What amazed me was that they elected to spend 450 pounds more
> on the repair than the quotes I had submitted.
That could be possible if they discovered more damage once they started
repairing the car. However, if the repair sheet only lists the items on the
quote, then something is wrong...
Dave
|
16.162 | | KERNEL::IMBIERSKIT | | Wed Oct 18 1995 18:33 | 17 |
16.163 | | WOTVAX::STONEG | Temperature Drop in Downtime Winterland.... | Wed Oct 18 1995 19:02 | 17 |
16.164 | | KERNEL::IMBIERSKIT | | Wed Oct 18 1995 23:19 | 13 |
| Graham,
thanks for that idea, it's worth thinking about.
However the biggest problem I would have with doing that is that the
car has been taken away to 'storage' somewhere. It's not drivable so I
would have to find a way of trailering it home. Then I don't really
have anywhere to put it!
I think we'll end up just putting up with it, like everyone else seems
to!
Tony I
|
16.165 | Hidden charges | WOTVAX::buzyal.wlo.dec.com::sharkeya | James Bond uses Loginn | Thu Oct 19 1995 00:04 | 7 |
| Repair quotes don't normally include labour costs - just a +labour
entry.
Could this explain the discrepancy ?
Alan
|
16.166 | | WOTVAX::STONEG | Temperature Drop in Downtime Winterland.... | Thu Oct 19 1995 16:05 | 17 |
16.167 | | CHEFS::BARRON_D | | Fri Oct 20 1995 16:07 | 34 |
16.168 | | KERNEL::IMBIERSKIT | | Sun Oct 22 1995 22:33 | 28 |
| Hi Dave,
It did cross my mind to ask them to find us an exact replacement,
but then when you think about it, a second hand car is really something
you want to choose for yourself. What we did do was send details of a
number of cars nearly identical to ours from the Auto trader and the
local Ford dealer, basically saying we want to be given enough to buy
one of these. The trouble is the insurance company hides behind the
report of the valuer, who seemed to work for a different company. All
they are tasked to do it seems is report what the car would fetch if we
sold it.
We will be writing to the manager of the insurance company, maybe if
everyone complains they might do something about it. The problem is
that most people I speak to that have been through this seem to have
the same experience. I don't think our insurance company is any better
or worse than any other in this respect. In fact apart from the bottom
line amount they're giving us we're quite happy with the way they've
dealt with the claim.
What we've decided to do is put the money towards a much better car, so
that at least we feel like we're getting something for the money it's
costing us. To spend out a grand and just end up with the same car
would have been too depressing!
cheers,
Tony I
|
16.169 | Brace yourself if you are about to insure in Reading. | CHEFS::CROSSA | As Bob is my witless! | Wed Jan 22 1997 18:36 | 32 |
16.170 | Is that all ? | WOTVAX::BARRETTR | | Wed Jan 22 1997 18:46 | 19 |
16.171 | | 43626::GOLDY | Smart goldfish | Wed Jan 22 1997 18:51 | 14 |
16.172 | 25 with a Fiat Coupe - I can see the advantage of leasing! | CHEFS::CROSSA | As Bob is my witless! | Wed Jan 22 1997 18:52 | 19 |
16.173 | | CHEFS::CROSSA | As Bob is my witless! | Wed Jan 22 1997 18:58 | 8 |
16.174 | Could be !! | WOTVAX::BARRETTR | | Wed Jan 22 1997 20:02 | 18 |
16.175 | | 43626::RKE | C'est moi, l'pussychat | Thu Jan 23 1997 09:56 | 12 |
| Stretch,
220 quid seems reasonable to me too. I have two cars, bith cost me about
220 quid, one is a c reg 2.5litre gti turbo, the other a g reg 1.4 orion.
I get my insurance through Bennetts in Coventry (not part of the
Bennetts chain). Their quotes where were almost half the price of the
direct line insurers.
If you're interested I'll see if I can dig the phone numbers out.
R.
|
16.176 | Endsleigh needed my deposit yesterday...... | CHEFS::CROSSA | As Bob is my witless! | Thu Jan 23 1997 13:01 | 14 |
16.177 | | WOTVAX::STONEG | Magician Among the Spirits......... | Thu Jan 23 1997 14:20 | 5 |
| Stretch,
if it's not already too late why not try the Owners Club ?
Graham$ex_Manta_owner
|
16.178 | Next year I expect to be member so hope to avoid this! | CHEFS::CROSSA | As Bob is my witless! | Thu Jan 23 1997 15:04 | 11 |
| Graham,
I think the guy who runs the club has moved as I have tried the listed
phone number, and directory enquiries have no record of anyone of that
name at the address. If I had thought about this a little earlier I
would have written to him. I just wasn't expecting my insurance to
rocket...at least Touchline gave me a little more warning than most.
Stretch.
|