| Fund A pays 8.5% thru June 1988. Assuming that your SAVE money is
invested for the long term, my *non-professional* advice is to stick
with Fund C (Windsor). John Neff, the fund manager is one of the
most respected in the industry, has an excellent long-term record
and has been quoted as saying that he thinks there are some bargains
to be had out there. Personally, I'm much happier dollar cost averaging
my SAVE money into Windsor with the DOW at 1900 than I was at 2700.
For the year (thru 11/27/87) Windsor's return is -1%, but over the
longer term, Windsor's performance is excellent. Nothing goes up
forever, and the drop in the market was precipitous, but (again)
Neff is a proven player. If it really tears you up to see the swings
in the market (and *your* retirement nest egg), it may be worth
the peace of mind to switch to the sure thing, though.
Nick
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