| T.R | Title | User | Personal
Name | Date | Lines |
|---|
| 2146.1 | | MOVIES::WIDDOWSON | Rod, VMSE-ED013. 824-3391 | Fri Dec 13 1991 10:14 | 17 |
| I dont any more. I just dont put any bike I care about outside.
That and hope a lot.
I had often thought about buying one of these kryptonite-type locks
which come with a `if your bike is nicked within a year due to our lock
failing then we replace' type guarantees, one each year; but I do not
trust that the payment would be easy to get.
Endsleigh used to do bike insurance quite cheap but it got
_badly_ abused - they may still do an insurance but it won't be cheap.
Finally you could try the BCF for details:
The British cycling Federation,
36 Rockingham way, Kettering, NN16-8HG
If you contact them I'd be interested in any feedback.
|
| 2146.2 | BCF --> Insurance | SUBURB::LAWSONM1 | | Fri Dec 13 1991 10:32 | 3 |
| Spoke to them and are sending details to me of their Insurance.
Better get insured before the bike snatching from Decpak starts again.
|
| 2146.3 | Royal Insurance | SUBURB::PULLANR | in the rain ??? | Tue Dec 17 1991 10:27 | 8 |
| My household policy with Royal Insurance came with bicycle insurance
(any number of bikes, not exceeding 1000 pounds). I am in the process
of claiming 350 pounds for my Saracen Sahara ATB which was one of three
stolen from DECpark on the 5th of October. They not exactly fast with
settlement although they have not quibbled about anything so far. I
will post the outcome here (eventually).
Richard.
|
| 2146.4 | Stay with them.. | IDEFIX::HEMMINGS | Lanterne Rouge | Tue Dec 17 1991 10:48 | 10 |
| 2146.5 | Cycle Aid | UKCSSE::ROBINSON | Twitching the night away... | Thu Dec 19 1991 10:34 | 21 |
| 2146.6 | home, James | VOGON::REEVE | Your walrus hurt the one you love. | Fri Dec 20 1991 06:18 | 20 |
| Well, as a cyclist whose bike was recently lifted from DECpark in Reading,
U.K., I have recently benefitted from asking around about the various forms of
insurance. So far, the consensus is that adding the bikes to your home
insurance is the optimal solution. Not that it is perfect!
The good side:
1. far cheaper than special policies
2. only one insurance renewal
3. easier to negotiate
The bad side:
1. depreciation of your investment - I have yet to find a policy added
to home insurance which allows true replacement value (unless the bike
is very new)
So, I would recommend adding your bikes onto your existing home insurance. In
the recent case, I was 'lucky' enough to have my bike stolen when the '91
models are on sale. At least I am not out of pocket.
Tim
|
| 2146.7 | :-) | NOVA::FISHER | Rdb/VMS Dinosaur | Fri Dec 20 1991 08:03 | 4 |
| I have replacement value for all of 'em, small extra charge on my home
owner's policy.
ed
|
| 2146.8 | "Livin' & Dyin' in 3/4 time" | CSCOAC::REINHEIMER_C | | Tue Jan 07 1992 15:41 | 8 |
| .7
Bicycling Mgazine ran an article by Nelson Pena about home owners and
renters insurance floaters for bicycles. However, none of the
insurance companies here in Georgia seem to know what I'm talking
about. What insurance company do you use? What type of coverage do
you have for your bikes?
|
| 2146.9 | Covered | COMET::PAPA | Vote Libertarian | Mon Jan 13 1992 14:58 | 3 |
| I have State Farm and they told me my bikes are covered against theft
subject to the deductable anywhere in the world included in my regular
policy.
|