Conference terri::cars_uk

    Try    Aurthur Dayley Insurance Co
           35 Swifty Road 
           Not_worth_the_paper_its_writen_on_sea
           DOD GY.
    
    
    
    *:@))))

    Re .0 and your son...
    
    If he's a student then try Endlseigh

I seem to recall that when I went on my Mum's insurance policy (a 1.3 Maestro)
it cost about 40 quid.  I think I went on as any other driver...  This was about
4 years ago, when I was 17, so it's no doubt gone up stacks since then.

    Have you thought about maybee buying an old mini for your son..for a couple
    of hundred quid and paying a few hundred on insurance!
    Because whan he passes, within a year he will wrap your boriong old
    Honda round a boring old lampost.... 
   

Not meaning to suggest that your son will be a bad driver (indeed, I wish him luck) but statistically within
the next 3 years it is highly likely he will - as previosuly put - wrap your car!

Not suggesting you splash out on a car for him (that's his job ofcourse!) start thinking of future insurance too.
Unfortunately young drivers have made a bad name for themselves, and it can get quite ludicrous nowadays to insure
anyone under 21. Remember that those forst few years are all important in building up a No Claim Bonus. This
should start at 30% and go up 10% each successive year to a maximum of 60% (or atleast that's what mine did!).

Hope I didn't tell you anything blatently obvious there!

DAN.

    Not meaning to suggest that your son will be a bad driver (indeed, I
    wish him luck) but statistically within the next 3 years it is highly
    likely he will - as previosuly put - wrap your car!

    Not suggesting you splash out on a car for him (that's his job
    ofcourse!) start thinking of future insurance too. Unfortunately young
    drivers have made a bad name for themselves, and it can get quite
    ludicrous nowadays to insure anyone under 21. Remember that those forst
    few years are all important in building up a No Claim Bonus. This
    should start at 30% and go up 10% each successive year to a maximum of
    60% (or atleast that's what mine did!).

    Hope I didn't tell you anything blatently obvious there!

    DAN.
    

I had one of those 'statistical' accidents once! Pretty horrible.

    Better still, buy him a motorcycle - it will be cheaper to run/insure,
    and will make him a much better driver when he finally can afford a
    car.
    
    FWIW Rob

The only problem is that if he/she is involved in an accident,
then it can be very serious!

Mark.

    Ah, that old one.
    
    Given that he/she will in all probability have an accident, then put
    them on a vehicle that will do less damage to other people when it
    happens.
    
    If they are not going to have an accident, then no problem.
    
    Either way they will develop a much better instinct for survival than
    if their only experience is being 'safe' inside a car, hence my comment
    about making them a safer driver in the long run.
    
    

    After seeing the state of both my cousins after accidents on a bike,
    both of which were not their fault (it never is the poor sod on the
    bike's fault, is it?), regarding putting them on a vehicle which will
    do less damage to others I'd say stuff that idea. The person on the
    bike can lie in hospital, gashed to pieces with metal plating in every
    limb, with the knowledge that at least he only put a minor dent into
    the Volvo's front wing before he went flying over it!
    
    No, I'm sorry, however much I drool over some of the gorgeous bikes
    about nowadays, I wouldn't push it to the point where I'd end up riding
    one!
    
    Dan.
    

    Something to do with survival of the fittest.
    
    Rob_with_only_a_small_amount_of_metal_in_his_leg

    Seriously though, 'the other driver was at fault' is a MYTH.
    It takes two to have an accident.
    
    If young people tend to have more accidents with other drivers whose
    'fault' it is because they lack the skill and experience to avoid the
    accident.
    
    Putting such a young person in a Volvo turns them into the sort of
    driver who grows up to be the 'other' driver.
    
    Putting such a young person on a bike turns them into the sort of
    driver who avoids accidents.
    If they survive, and there's the rub, but nobody said it was a perfect
    world, if it was then there would be nothing to learn.
    
    Rob
    

    re: -1
    >> Seriously though, 'the other driver was at fault' is a MYTH.
    
    What utter rubbish. You can't possibly expect anyone to take a sweeping
    statement like that seriously. What about someone parked in a car in a
    carpark who gets hit by someone else manoevring? What about the bus
    that wipes out the bus queue cos he lost control (only 1 driver
    involved at all there, were the pedestrians at fault for standing in
    the queue)? What about the car that doesn't stop at a give way sign and
    goes into the side of the stationary traffic jam on the main road?
    
    I could go on, but wouldn't want to develop a rat hole. There is a
    Saftey / Accident note somewhere isn't there?
    
    Andy

   > I could go on, but wouldn't want to develop a rat hole. There is a
   > Saftey / Accident note somewhere isn't there?
    
    
    Oh, go on, let's start a rat hole, we haven't had a good one for ages!
    
    Rob
    
    PS I suppose I should have added the :-) before.

    re: -1
    >> Seriously though, 'the other driver was at fault' is a MYTH.
    
    What utter rubbish. You can't possibly expect anyone to take a sweeping
    statement like that seriously. What about someone parked in a car in a
    carpark who gets hit by someone else manoevring? What about the bus
    that wipes out the bus queue cos he lost control (only 1 driver
    involved at all there, were the pedestrians at fault for standing in
    the queue)? What about the car that doesn't stop at a give way sign and
    goes into the side of the stationary traffic jam on the main road?
    
    I could go on, but wouldn't want to develop a rat hole. There is a
    Saftey / Accident note somewhere isn't there?
    
    Andy


	I think that the sweeping statement refered to accidents when two
drivers were involved.  The implication being that two moving vehicles were
involved, which wipes out most of the arguments you put up to call the previous
replies rubbish, Andy.

				Malcolm.

    Oh, I don't know...
    
    I can imagine that the concept of being killed whilst in a bus queue
    could be bent to fit. For example, if you travel by bus as an
    alternative to driving a car, and get killed by a car driver crashing
    into the queue you are standing in, then I think you (or your ghost)
    will see the sense in being a car driver next time around.
    
    So therefore we have demonstrated that either
    a) Driving a Car is safer than queuing for a bus in the same way that
    it is safer than riding a motorcycle.
    or
    b) When waiting for a bus, stay alert, read the road conditions, and be
    ready to leap out of the way of any crashing cars, which of course will
    improve you reflexes and general mental ability, just as in riding a
    motorcycle.
    
    ;-)
    
    Rob

    re: .17 Ok, I'll add a :-) if you will !
    
    re: .18 I kind of got the drift of the sentiment being expressed, but I
    suppose I answered in a rather pedantic way. Still there are two-driver
    exceptions to the rule, but then that's what makes a rule :-)
    
    Andy

    or
    b) When waiting for a bus, stay alert, read the road conditions, and be
				     ^^^^
    ready to leap out of the way of any crashing cars, which of course will
    improve you reflexes and general mental ability, just as in riding a



	We must remember that Great Britain needs Lerts, lots and lots of Lerts,
so don't only be a Lert, stay a Lert.

				Malcolm. ;^)