Conference terri::cars_uk

    
    Have you tried the AA? Some damn them, but they've been consistently
    cheapest since I've owned 'recent' cars.
    
    Others speak highly of Frizzells, but I've always found them dear
    myself.
    
    Mark

I thought it was the job of the broker to find you the cheapest quote,
or best deal. Isn't that what they get paid for?


	Ian

>I thought it was the job of the broker to find you the cheapest quote,

well it is theoretically....


but :-

not all brokers broke for all insurance companies.  
not all brokers carry all cover offered by an insurance company.
some brokers offer starter discount.

etc.

Thus it pays to "shop around"....

    
    Frizzells ARE a broker.
    
    Mark

    Try DIRECT LINE Insurance they are backed by the Royal bank of Scotland
    and are based in Glasgow on 041-???-???? , very good Quotes form here
    always very competative.
    				Stuart 

	Barclaycard offer a similar service! Has anyone got the number
	at hand?

	Graham

    A friend of mine is trying hard to keep his XR2......BUT!
    
    CAR : D REG XR2 (ins group 5)
    VALUE: 3800 pounds
    
    Male 23yrs, 30% NCB, clean licence. seeking 12mths fully comp insurance
    
                     POUNDS
    
    GRE................680   << the cheapest he could get ANYWHERE!!
    SWINTON............725
    AA.................740
    CIS................790
    N/UNION............1,100 << and the guy quoted this with straight face!
    
    
    A dread to think what my group 7 Audi Coupe will cost to insure in Jul
    1992!

    
    Frizzells 0202 292333
    
    Mark

    
    re .15
         Ian, the 1.0L is worth approx 4200 pounds (retail). Fully
    comprehensive is a must really. The problem is that although it is a
    basic model (no head rests, LCD clock, seat belts, soft carpet, heater
    et al) It will travel at speeds inexcess of 160 mph, throws 138 bhp
    at the ground, weighs alittle over 400lbs (wet weight), lifts the front
    wheel at the slightest sign of hard acceleration and laughs at traffic
    jams.......oh and it's.....A  B I K E......
    
    
    Alan

        Ahh, that's the sort of thing that bumps the premium up! :-)
    
        Ian.

    
    Has anyone pulled out of the lease scheme recently & kept their ncb?
    I've been driving 30 years/20k miles pa now without a claim, & don't
    want some silly so & so in a brokers trying to pull a stunt when I
    return to paying my own way after the budget ... "sorry, sir, you've
    not got any recent insurance history" etc etc.
    
    Colin 

    Colin,
    
    Give Fleet a call and they'll write a letter to whom it may concern
    indicating the fact that you've been a 'model' citizen.  Most Ins Co's
    and Brokers seem to recognise them.
    
    
    Neville

Re: .9

>    CAR : D REG XR2 (ins group 5)
>    .
>    .
>    .
>    A dread to think what my group 7 Audi Coupe will cost to insure in Jul

These groups are out of date.  There are now far more groups and some cars
like the XR2 have been significantly repositioned upwards.

jb

    re: .19
    
    Colin,
    
    	My story is similar to yours, best deal was from the AA.
    
    They offered me a 50% discount, reason follows :
    
    My wife has a car, max discount, me as additional driver. I transferred
    her policy to my car ! Simple. isnt it ?
    
    Oh, by the way I didnt leave her high & dry, the AA offered her a 50%
    discount on the strength of her excellent driving record/NCB. The car
    which was cheaper to insure was the one bearing only 50% discount.
    Hopefully at next renewal both policies will be max. NCD.
    
    The AA were also the cheapest broker. If you can get hold of a decent
    broker though who will MAKE AN EFFORT, some insurance companies will
    offer substantial discounts for 2 policies issued for 2 cars at the 
    same time.
    
    Ensure the Insurance company is aware of main user/business user !
    
    	Tony.

As I mentioned in some other note, it might be worth trying to check
just what you get for your money. 

If it's just an acceptance that you have a NCB, then probably no
problem, but make sure that there aren't too many hidden clauses
(like paying the first 1000 pounds of any damage for instance :-)


...

    AA RENEWAL = 240 POUNDS
    
    DIRECT-LINE = 120 POUNDS
    
    I've just re-insured with Direct line.
    
    	Tony.

    
    Well they aren't going to be insuring my family's car! :^)
    
    Mark

Does anyone have a number for Direct Line please ?

Thanks,

Karen

    
    
    081 686 2468
    
    
    Nev

Try Bowing and Bradford 0462 454451.

(see How Much note)

Matt.