T.R | Title | User | Personal Name | Date | Lines |
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1438.1 | | SHIPS::ALFORD_J | an elephant is a mouse with an oper. sys. | Tue May 14 1991 13:24 | 7 |
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The RAC have started to cover Europe as a addition to their normal cover,
this (if I remember correctly) includes recovery.
I don't have the details, but you could ask any RAC salesman.
...there is always AA 5* as well.
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1438.2 | | MARVIN::RUSLING | Hastings Upper Layers Project Leader | Tue May 14 1991 16:26 | 7 |
|
I cannot recommend the AA ***** cover more highly. It's around 40
pounds and covers multiple trips. Any problem at all, they'll cover
all sorts of extra costs (hotel, hire care, garage labour...). They'll
even ship the wreck home if things are really bad...
Dave
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1438.3 | Use a truly Eropean oraganisation | UKCSSE::ARBISER | mice one squirrel | Tue May 14 1991 16:41 | 11 |
| Bill -
Go for 'Europe Assitance' they are really good. When living
in France I heard nothing but compliments. We even knew of someone
who'd broken a leg skiing so was flown home and his car was transported
back later.
As I recall within Europe they have a flat rate, Africa,
continental USA and the Far East are treated seperately. Much better
than the AA!
Ian
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1438.4 | longer-term cover? | KERNEL::ROE | Three Sixteen..Know what I mean John? | Tue May 14 1991 17:15 | 8 |
| Do all these organisations allow for extended visits? My daughter is going to
be working in France for 6 months or so, and would like the comfort factor of
breakdown insurance whilst there. From what I've read from AA and RAC brochures
they seem to be aimed at specific (shorter-term) periods.
Thanks for any advice.....
Mike
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1438.5 | Will UK Insurance be valid? | KAZAN::HOPE | Steve Hope, EIS Paris, DTN:858-1452 | Wed May 15 1991 12:24 | 7 |
| I seem to recall last year I could only get a Green Card for
3 months max in any insurance year. Which makes me think my
UK insurance covers me for up to 3 months in Europe and thus
you may need French car insurance for longer stays.
(Very expensive :-( )
Steve
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1438.6 | | CHEST::RUTTER | Rut The Nut | Wed May 15 1991 12:32 | 10 |
1438.7 | | PLAYER::BROWNL | W....WW.....WW.......WWW.WOOF! | Wed May 15 1991 12:38 | 6 |
| It used to be that only GRE and Norwich Union gave out 1 year Green
Cards, at a price..... However, GRE now say that since 1.1.91 a green
card is no longer required to ensure home country cover whilst in the
EC.
Laurie.
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1438.8 | | SBPUS4::MARK | Life ? don't talk to me about life ! | Wed May 15 1991 13:09 | 11 |
| > Cards, at a price..... However, GRE now say that since 1.1.91 a green
> card is no longer required to ensure home country cover whilst in the
> EC.
Is that exactly what they said ? It may have changed this year, but prior to
that, driving abroad with valid UK insurance but no green card meant you were
granted the legal minimum insurance for the country you were driving in. The
catch is that this might not be very much and you can get burnt very nastily.
(EEC Countries only)
M.
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1438.9 | I await the letter.... | PLAYER::BROWNL | W....WW.....WW.......WWW.WOOF! | Wed May 15 1991 13:52 | 11 |
1438.10 | Tell us more | STRIKR::LINDLEY | Strewth mate..... | Wed May 15 1991 15:55 | 10 |
| Bill,
Are you going to "do" the pass at Stelvio, or is there some other event
going on ?
I've always found AA % Star to be good when abroad - the Italian
equivalent to the AA were very prompt and helpful when I broke down
there.
John
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1438.11 | | RUTILE::GUEST | Someone | Wed May 15 1991 16:13 | 13 |
|
Interested to see the GRE answer a few back.
I gave a broker a ring 3 weeks ago, and the Green Card certainly wasn't
going to be included without a certain amount of Dosh changing hands.
Norwich Union now do full year green cards ( and have been doing so for
12-18 months). However, they will only normally issue them for
existing business (ie you are currently insured with them). They do not
seem to issue them for new customers (and didn't even give me a quote).
Nigel
|
1438.12 | | RUTILE::BISHOP | | Thu May 16 1991 13:52 | 20 |
1438.13 | New agreement this year | DOOZER::JENKINS | feeling 'ken shabby | Thu May 16 1991 15:03 | 9 |
|
UK,GY,FR + three other countries now have an agreement that they
will honour your insurance policy (not just TP) in each other's
countries.
I'm sure Fleet sent out a mail about this, and I've read about
it in the papers.
R. (Brokers of course, won't be keen to tell you as its money to
them).
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1438.14 | Insurance without re-registering? | KERNEL::ROE | Three Sixteen..Know what I mean John? | Thu May 16 1991 17:11 | 21 |
|
Well, so far I've been told that I need an Overseas Policy by one company and
that I can get a 12 month Green Card by another (both of which of course
mean higher premiums!)
Is it actually possible to insure a British-registered vehicle in France
without re-registering it there?
I think I'll contact our Insurance Dept to find out more about the reciprocal
agreements sur le continont...
thanks for your suggestions.
Mike
(We seem to have drifted off the Title topic. Maybe Mr. Moderator could move
these last few replies to a more appropriate topic?)
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1438.15 | | RUTILE::GUEST | Someone | Thu May 16 1991 17:35 | 8 |
| re .14 insuring in France without re-registering ?
no problem, as long as they sell the car in France, that is.... :-(
Nigel
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1438.16 | Insurance is ok for UK cars... | RUTILE::BISHOP | | Thu May 16 1991 18:10 | 12 |
| Yes you can insure a UK car in France - like i said for a maximum
of 6 months... well i suppose you could change insurance brokers
every 6 months ;-)
Obviously you need a french address... something like a
phone/electricity bill should do...
RE: -1 Nigel... teach you to have a 'DR2' then wont it ;-)
Regards,
Lewis.
|
1438.17 | | RUTILE::GUEST | Someone | Fri May 17 1991 18:00 | 17 |
| Returning to the 'is a green card required or not' (Laurie and
A.N.other a few back), i've just given my sister a ring, and the story
from her is :-
With most insurance companies, you don't need a green card to travel
abroad to keep your fully comprehensive cover. This came in about a
year ago. Unfortunately, it will normally only run for upto 35 days in
a year. You will also probably need to inform the insurance company
that you are overseas. (so you can't just happen to be overseas on
holiday when the accident occurs).
For longer periods, ie a year, it's back to the chequebook and pen :-(
Unless, of course, you know differently.....
Nigel
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1438.18 | | SBPUS4::MARK | Life ? don't talk to me about life ! | Fri May 17 1991 18:15 | 45 |
| There's a bit of mis-understanding going on here, I think.
A green card used to be used for proving you had Insurance when travelling
abroad and was required by all countries to prove you had this insurance. They
didn't care what cover you had as long as you satisfied the minimun requirements
in their country and logically insurance companies gave people the same cover
abroad as they had at home. Initially this was the same for all countries. Then
some bright spark thought of the EEC. One of the things that came out of this
was that Insurance Companies belonging to member countries agreed with the
authorities that the Home Country Certificate wuld be valid in all the EEC
countries with the law applied as it was in the home country.
A certificate of insurance in this country grants you no more than the minimum
cover required by this country. This is therefore what the same certificate of
insurance means in all EEC Countires. What differs is the legal minimum in the
various countries. However, the green card still existed. It's use had now
changed. It retained it's previous purpose for all non-EEC countries, but became
largely irrelevant in member countries. It was used as a way of proving to the
world that you had advised your insurance company you were wandering around the
EEC and that your cover at home applied in that country. It was, however, your
normal certificate of insurance that gave you the legal cover required in that
country.
Soooo, you don't "need" a green card for an EEC country and haven't "needed" one
for some years. However, you will need it for non-EEC countries. When you are
travelling in EEC countries, you will have the legal minimum insurance cover
provided that you have it at home. The green card is a convenient method of you
and your insurance company agreeing that you have more than that.
A further difficulty is that this isn't understood very well by various police
forces and they can either mislead you or hold you up while they check you're
correct. So, it's a good idea to carry it.
The 35 days mentioned by the previous note, is just the period of time that that
particular insurance company will cover you for more than the legal minimum
whilst abroad without charging you exatra. The only thing that changes beyond
that perioud is that they charge you.
Without going ito it, 'cos I've gone on enoughm, you should not see travelling
under a particular country's legal minimum insurance as a viable option since in
some countries, Spain for example, you run the risk of them impounding your car
in the event of an accident util they decide who has got to pay. Then we come on
to Bail Bonds, but if you think this was boring, they're mind boggling.
M.
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1438.19 | Oh dear, more duty frees | WOTVAX::HARDYP | | Fri May 05 1995 14:30 | 28
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